Saravana 
Before we start Remember: Millionaires don’t rely on luck—they rely on systems. The 70/20/10 rule is one of the simplest, most effective systems out there. Managing money is one of the key skills that separates the wealthy from the rest. While it’s easy to assume that millionaires just have more money to throw around, the … Read more
Managing personal finances can feel overwhelming, especially when there are countless budgeting methods to choose from. But if you’re looking for a simple, effective way to allocate your income and build a healthier financial future, the 70-20-10 budgeting rule is a great place to start. What is 70 20 10 Budget The 70-20-10 budget rule … Read more
Tired of constantly wondering where your money went at the end of each month? You’re not alone. Managing finances can feel overwhelming, especially when your budget seems more like a vague hope than a solid plan. That’s where the 70/20/10 budget rule comes in. If you’ve never heard of it, or if you’ve heard the … Read more
The 70/20/10 budgeting rule is one of the simplest yet most powerful financial frameworks available. It doesn’t require complicated spreadsheets, advanced knowledge of finance, or even a financial advisor. It’s a straightforward guideline that can help you take control of your money, build wealth, and avoid the pitfalls of overspending. Yet, despite its simplicity and … Read more
Zero-based budgeting is a powerful tool for taking full control of your money. Instead of budgeting based on previous spending, a zero-based budget starts from scratch every month. You assign every dollar of income a job—until you’re left with exactly zero. This doesn’t mean you have zero in your bank account; it simply means every … Read more
Most people approach budgeting by looking at how much they earned last month and trying to fit their expenses into that amount. Often, it’s a rough estimate. They subtract rent, food, and other bills, and whatever is left becomes spending or savings—if there is anything left. But what if you gave every single dollar a … Read more
Becoming debt free isn’t just about avoiding financial stress ,it’s a key step toward building real wealth. Many people believe that getting rich requires a massive salary, but in reality, the secret lies in smart money habits. Debt-free individuals follow a disciplined financial lifestyle that helps them stay out of unnecessary debt while growing their … Read more
Credit card debt can feel overwhelming, especially when high interest rates make it hard to make progress. But with the right strategies, you can pay off your debt faster and save money on interest. The key is to have a plan, stay consistent, and make smart financial choices. I will walk you through proven methods … Read more
Owning a home is a major financial milestone, but for many homeowners, the thought of being tied to a mortgage for 20 or 30 years can feel overwhelming. The good news is that with the right strategies, you can pay off your mortgage faster and save thousands in interest. With better plans, making extra payments, … Read more
Making extra money as a teen isn’t just about covering expenses , it’s a chance to learn valuable skills, gain independence, and even build something that lasts beyond high school. I’ve always believed that the earlier you start experimenting with different ways to earn, the more confident you become in handling finances. There are plenty … Read more